BX’s Revamped Layaway Program makes it Easier to ‘Shop Now, Pay Later’ Published Nov. 4, 2009 By Army & Air Force Exchange Service Public Affairs Selfridge Air National Guard Base, Mich. -- Visit your local exchange and it soon becomes apparent that reports of layaway's demise have been greatly exaggerated. In fact, Army & Air Force Exchange Service BXs and PXs are reintroducing and, in some cases, expanding layaway options. "Clothing, handbags and shoes are still eligible for 30-day layaway, but full payment on many other categories can be put off for up to 60 days when shopping the exchange," said Selfridge General Manager Dan Barriga. Military shoppers whose Families' holiday wish list included something that sparkles or shines were able to begin making arrangements as far out as Sept. as fine jewelry can be put on layaway for up to 120 days at AAFES. Delaying full payment might even be mom and dad's secret weapon in keeping presents under wraps this year as toys can be put on layaway up until Christmas Eve. "Let the kids look in the attic, under the tree or even your car trunk," said Barriga. "Keeping the toys on layaway, and in the exchange's back room, can really take a lot of stress out of the holidays." Any purchase of $25 or more is eligible for layaway at AAFES. A 15 percent deposit on the total purchase price is required to hold a product. Merchandise excluded from AAFES' layaway program includes clearance merchandise, computers, peripherals, major appliances, furniture, mattresses, exercise equipment, electronics $299 and up as well as seasonal and outdoor living products.